Law Office of Gretchen Hall
Law Office of Gretchen Hall

What Do I Do When My Claim Is Denied?

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We Can Help After A Denied Workers’ Comp Claim

Employers in Minnesota and western Wisconsin are required to comply with their respective state’s workers’ compensation laws. Some employers turn to outside insurance companies, while others have their own self-insurance plans. Workers’ comp is intended to cover wage loss and medical expenses related to physical injuries, mental health conditions and occupational illnesses.

Unfortunately, businesses and insurance providers often care more about their profits than helping you recover. For that reason, many claims are denied in the workers’ comp system. In other situations, there are business incentives for insurance companies to short-change a victim or to stop paying benefits as early as possible, often to the detriment of an injured worker who remains entitled to vital benefits.

If your initial claim was denied, we can fight for your right to benefits. Call attorney Gretchen Hall for your free consultation at 651-371-6008. We are here to answer all your questions about workers’ compensation.

A Background In Insurance Defense — Beneficial Insight To Fight Denials

The Law Office of Gretchen Hall is a premier workers’ comp law firm based in St. Paul, serving all of Minnesota and western Wisconsin. Our founding lawyer gained valuable experience in the insurance defense industry prior to starting our practice. Now, she dedicates her skill to help injured workers gain the respect and compensation they deserve from the workers’ comp system. When you work with Gretchen Hall, you benefit from an attorney with 20 years of experience and strong insight into the insurance industry.

We help workers who face:

  • Denied workers’ compensation claims: A large number of valid claims are denied from the outset. We know the strategies used to deny claims and stand strong to counter those tactics.
  • Premature discontinuance of benefits: Some workers are approved for benefits early on, but then they receive a Notice of Intention to Discontinue Benefits (commonly referred to as a NOID letter). This means the insurance provider plans to stop paying wage loss benefits. We evaluate your unique circumstances and will challenge the insurance carrier’s attempts to prematurely cut off benefits.
  • Refusal to pay medical expenses: Medical treatment, surgery or chiropractic care may be necessary for your well-being, and the workers’ comp carrier is required to provide medical benefits for work-related conditions. Other valid benefits include medical bills, physical therapy and potential vocational training if your injuries prohibit you from returning to your former role. We will explain the full scope of benefits and can fight the insurance companies when they treat you unfairly.

Insurance companies want you to return to work as soon as possible, but they are not always willing to wait until you are physically capable of working. Denying or terminating benefits saves them money — at your expense. Cutting off benefits or denying a claim often tempts injury victims to give up and return to work when they are still suffering. If you face resistance or the outright denial of your claim or if you just have questions, you deserve to understand your rights. We are committed to open communication with our clients and providing aggressive advocacy to make things right.

Call To Arrange A Free Case Evaluation With An Experienced Lawyer

If you have questions or concerns about your claim’s denial or discontinuance or if you just have questions, we invite you to call 651-371-6008 to arrange a free consultation. You may also contact us online to learn more about your rights. Your initial consultation is free, and there is no fee unless we recover compensation on your behalf.