When people think of workplace injuries, they often imagine falls or heavy equipment accidents. However, animal attacks can also present a common workplace hazard, particularly for those who work outdoors or in the service industry.
If a dog bites you while you are on the job, you may wonder if you are eligible for workers’ compensation benefits.
Understanding workers’ compensation
Workers’ compensation insurance provides benefits to employees who become ill or injured as a result of their job duties. These benefits typically cover medical expenses, lost wages and other related expenses. Workers’ compensation is a no-fault system, meaning that employees do not need to prove their employer was negligent to receive benefits.
Workers’ compensation and dog bites
In many cases, workers who suffer dog bites while on the job are eligible for workers’ compensation benefits. This is particularly true if the dog attack occurs while the worker is performing their job duties. For example, if a mail carrier delivers mail and gets bitten by a dog, they may be eligible for workers’ compensation benefits. Similarly, a construction worker who gets bitten by a dog while working on a job site may also be eligible for benefits.
It is important to note that workers’ compensation benefits may reduce or deny if the employee was engaging in misconduct or violating workplace safety policies at the time of the dog bite. For example, if a delivery driver intentionally provokes a dog that then bites them, they may not be eligible for benefits.
If a dog bites you while you are on the job, it is important to report the incident to your employer as soon as possible and seek medical attention for your injuries. If you have any questions about your eligibility for workers’ compensation benefits, consult with a workers’ compensation professional who can provide guidance and help you make informed decisions.